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Protecting What’s Most Important

Life insurance is designed to provide a source of income for your children and other dependants should you die or become disabled.

Why do you need life insurance?

Although you may not think you need life insurance while you’re young and healthy, it makes sense to prepare for the unexpected and to take steps to protect your family financially in case the unthinkable happens.

Dealing with a death or serious illness in the family is difficult enough without the added strain that comes with a loss of income. That’s why life insurance is so important.

Here’s how life insurance can take some of the pressure off your loved ones at a difficult time.

Why is it so important to have the right life insurance policy?

If something should happen to you or your partner, life insurance can help keep your family financially secure. Because you never know what life can bring, choosing the right combination of life insurance can give you full-spectrum protection and greater peace of mind.

What are the different types of life insurance?

There are four main types of life insurance designed to cover a range of different scenarios:

  • Term Life. Term life insurance (or death cover) is replacement income for your spouse and dependants. It pays a pre-agreed amount in a lump sum at the time of death.
  • Term life & Critical Illness*. This is insurance for critical illnesses, such as cancer, strokes and heart attacks. It is paid in a lump sum to cover medical expenses and ongoing recovery and rehabilitation costs. (*Only available in Papua New Guinea)
  • Disability. This covers you for permanent loss of work due to serious illness or injury. It is paid in a lump sum. (*Only available in Papua New Guinea and Fiji)
  • Medical. This covers you and your family medicals when you need to attend to someone when they are sick. (*Only available in Papua New Guinea, Fiji, and Solomon Islands)
  • Loan protection. We can help pay off your debt if anything happens to you. (*Only available in Papua New Guinea and Fiji)

Need help finding a suitable policy that fits?

Our team of insurance specialists can help you find the right life policy, at the right price based on your needs.

If you’re ready to protect your family of the unexpected send us a query

Get a quote

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