Jeremy Norton

Group Chief Executive Officer

Capital Insurance Group. Port Moresby, PNG.

Jeremy was appointed to Group Chief Executive Officer effective 23rd of September 2021. Jeremy brings a wealth of knowledge and experience in insurance and leadership, gained from working within PNG and abroad. He has a strong technical, commercial, and leadership background with more than 20 years of insurance industry knowledge across a broad range of disciplines in both life and general insurance abroad and locally. Prior to this appointment, Mr. Norton previously held the position of Group COO at CIG. He was also Regional General Manager for Tower Insurance Pacific and has held other senior executive roles in the insurance industry.

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Tichaona Mukandi

GROUP CHIEF FINANCIAL OFFICER

Capital Insurance Group. Port Moresby, PNG.

Tichaona Mukandi was appointed Group Chief Financial Officer in June 2021. Tich brings a wealth of experience in technical accounting, audit, finance operations and financial reporting to the group. Prior to this appointment, he previously held the position of Audit Director at Deloitte, Papua New Guinea and has acquired over 14 years of combined experience in professional services and commerce, working across various sectors in Australia, Papua New Guinea, Zimbabwe and Timor-Leste. Tich is a Chartered Accountant and has a Bachelors Degree in Accounting from University of South Africa. He is currently a member of CPA PNG and the Institute of Chartered Accountants Australia and New Zealand.

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Michael Koisen

GROUP CHAIRMAN (OBE)

Mr. Koisen is the non  – executive Chairman of the Board of Directors for the Capital Insurance Group. He is currently the Group CEO of Teachers Savings and Loan Society Limited and a non – executive director on the Board of Tisa Community Finance Ltd. He has served on various boards which include – Kumul Consolidated Holdings, Credit Corporation, Airlines PNG and National Airports Corporation. He is a Fellow of the Australian Institute of Company Directors, a Fellow of the Australian Mutual’s Institute, a Senior Associate of the Financial Services Institute of Australia. Mr. Koisen brings with him a wealth of business experiences and knowledge

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Sundar Ramamurthy

DIRECTOR

Sundar Ramamurthy was the Founder & Managing Director of Data Nets Limited. Data Nets Limited was the largest ISP and computer networking company in the Pacific Islands covering both PNG and Fiji. Sundar has significant international experience in Asia, Australia, U.S. and Pacific Markets. Developed and gained considerable experience in dealing with diverse cultures, languages and markets. Following the sale of Data Nets to the Digicel Group in 2010, Sundar was engaged by IPBC (now KCH) for the National Transmission Network in 2012, prior to taking his role as Group CEO to turnaround bmobile-Vodafone in the mobil emarket in PNG and Solomon Islands in late 2013 following the recapitalisation of the company by the PNG Government in mid 2013. He completed the turnaround by early 2017. He is now involved in funding and mentoring new startup ventures, with a focus on new technologies in the mobile banking, secure payments environment and affordable solar markets.

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Mark Vele

DIRECTOR

Mark Vele was appointed as a non-executive director to the board of Capital Insurance Group in June 2020. He brings with him over 30 years of experience in general insurance having provided leadership and management in underwriting, loss adjusting, reinsurance and broking across the Pacific including Australia, New Zealand, Papua New Guinea, and Fiji.  He also brings to the board strategic leadership as he is a commissioned officer for the Australian Army and serves as an insurance broker and advisor to corporate and commercial businesses, SMEs, and industry groups. As a former member of the Australian and New Zealand Institute of Insurance and Finance (ANZIF), Mr Vele adds a great wealth of knowledge and technical expertise of the insurance industry to the board.

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Simon Woolcott

DIRECTOR

Mr Woolcott has over 20 years of experience in the accountancy and finance industry. He was appointed as a new director to the board of Capital Insurance Group in November 2020. He is currently a member of the Certified Practising Accountants of PNG (CPA PNG), a member of the Certified Practising Accountants of Australia and the Australian Institute of Company Directors (AICD). Over the years, he has worked as a senior accountant and CFO, chairman of an audit and risk committee, and a director. He holds a bachelor’s degree of Accounting and Business Management from the University of Sunshine Coast.

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Moses Koiri

Director

Moses has been appointed to the Board of Capital Insurance Group Limited on 22 August 2022 having an extensive background in Law and holds a Masters of Law obtained from the Monash University of Victory, Australia. He is also the Principal Owner of Albatross Law firm.

He had served on various boards which include Maybank, BCL Savings and Loans Society, Comrade Trustee Services Limited, MTSL Toyota Tsusho (PNG) Limited, and TISA Community Finance Limited. Mr. Koiri brings a wealth of law and business experience and knowledge.

 

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Des Yaninen

Director

Des is currently the Chief Executive Officer of Pacifund, a financial services firm. He is also President of the MSME Council Inc. and a Councilor with St. John’s Ambulance.

Des has accumulated a wealth of skill, knowledge and experience over 15 years in all sectors of corporate management, from Accounting to Audit, Corporate Affairs to Operations, Product Development, Sales and Marketing and Executive Management. He has mastered financial modelling and Credit management from years in the Banking sector. He has experience with managing Government, State Owned Enterprises, Statutory Authorities relations including Foreign Diplomatic relation (foreign missions), Suppliers and Customers.

Des holds a Bachelor of Business in Management & Accounting from the Pacific Adventist University, a Post Graduate Diploma in Finance and is working toward his Masters in Business Administration. He has also a full CPA and has completed PNGID Director Courses.

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Gau Gomea

COUNTRY MANAGER - SOLOMON ISLANDS

Capital Insurance (SI) Limited. Honiara, Solomon Islands.

Gau was appointed Country Manager of Capital Insurance SI in March 2019. He joined Capital Insurance in November 2016 where his immediate past role was the Group Technical Manager. Gau has worked in the local PNG insurance industry for over 30 years and has a strong technical background. He is a Senior Associate of ANZIIF.

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Ilaivaha Tovehi

COUNTRY MANAGER - TONGA

Capital Insurance Ltd. Tonga

Ilaivaha has nearly two decades in the local insurance industry with few years in the broker business. Ilaivaha has a Bachelor of Arts (BA), in Management and Public Administration from the University of South Pacific. She is also a keen supporter of Tongan Women’s Rugby and is an active contributor to programs that add value to the local Tongan communities.

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Thelma Tapasei

COUNTRY MANAGER - VANUATU

Capital Insurance Ltd. Vanuatu.

Thelma has 14 years of insurance experience. She is a Senior Associate and has a Diploma in General Insurance and Risk Management from ANZIIF. She is the vice president of Vanuatu Netball Association and provide support to women associations within the local community. These includes – Women and Girls in ICT, Women and Girls Network. Most recently Thelma has set up a new Women’s group LeiFenuah N’vate to help communities access vital services.

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Mele Numa

HEAD OF MARKETING & GROWTH

Capital Insurance Group. Port Moresby, PNG

Mele Numa is the Head of the Marketing & Growth department. She joined Capital Insurance in 2015 in the Solomon Islands as the Relationship Manager with prior roles in the banking and private sector in the Solomon Islands.  Mele has a bachelor of arts degree in Law and Politics from the University of the South Pacific. She is also an alumnus of the Women in Leadership fellowship under East-West University and is a member of the Global Leadership Interlink network. Mele is passionate about community development and ethical leadership. 

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Alofa Aiva Ekivaki

Director (CIL)

Ms. Alofa Aiva Ekivaki has an extensive background of over 30 years in various professional roles. She has worked as a career diplomat for PNG, a private legal practitioner, a barrister and solicitor, and a former Fiji Resident Magistrate. She is skilled as a mediator and has worked as a political analyst and consultant in business, trade, and investment facilitation between Fiji and Papua New Guinea and vice versa. Ms. Ekivaki was appointed as Company Director of Capital Insurance Limited, Fiji in 2022.

Ms. Ekivaki holds a Master of Business Administration (MBA) degree from the University of the South Pacific (USP) in Fiji, as well as a Post Graduate Diploma in Business Management from the same institution. She also possesses a Bachelor of Laws (LLB) degree from the University of Papua New Guinea, along with a Certificate of Admission to the Fiji High Court in the Republic of the Fiji Islands and a Certificate of Admission to the National and Supreme Court of Papua New Guinea. Additionally, she has a Certificate of Legal Training from the Legal Training Institute in Port Moresby, NCD, Papua New Guinea.

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Muralee Siva

Director (CIL)

Mr. Muralee Siva is a Senior Executive with more than 30 years of experience operating in highly competitive industries. As a successful CEO, he has a demonstrable track record in business transformation, forming and leading high-performing teams, and delivering successful outcomes to shareholders, while also reporting to fully functional Boards.
He has held a Non-Executive Director role in Capital Insurance Group for five years, where he served as an Audit Risk and Compliance Committee Chairman. Additionally, he has taken on accountable officer/director roles in highly regulated industries such as insurance, aviation, construction, and telecommunications in Australia and Papua New Guinea. Finally, having worked and lived in Papua New Guinea since 1995, Mr. Siva has strong relationships within diverse circles in the country.

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Edward Enoch

HEAD OF CLAIMS

Capital Insurance Group. Port Moresby, PNG.

Edward is a highly experienced insurance and risk specialist who possesses a keen interest in constructing efficient and resilient insurance programs. With a remarkable tenure of over 15 years, he has consistently aided individuals and businesses in the development and management of their insurance risk programs. Additionally, Edward is a Fellow of ANZIIF, further showcasing his expertise and commitment to the industry.

In his personal time, Edward finds great pleasure in engaging in activities such as bush walking, hunting, meticulously exploring the contents of the esteemed family cookbook, and satisfying his deep-rooted passion for traveling to uncharted destinations.

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Udu Vai

HEAD OF PORTFOLIO & REINSURANCE

Capital Insurance Group. Port Moresby, PNG.

Udu is an Insurance Professional with 22 years of experience in the industry. Prior to joining Capital in January 2020, He also worked for two of the biggest international Insurance firms – AIG and QBE. He initially joined Capital as the Underwriting Manager, before taking over the role of Head of Underwriting and Claims for both general and life insurance. Udu re-joined Capital as the Head of Portfolio and Reinsurance in April 2023.

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Simbarashe Zhou

GROUP FINANCIAL CONTROLLER

Capital Insurance Group. Port Moresby, PNG.

Simba recently joined Capital Insurance Group Limited as the Group Financial Controller. Before this, he was the Financial Controller at QBE Insurance (PNG) Limited and previously an Audit Manager at KPMG PNG, gaining experience in the financial services industry, including insurance.

Simba is a Chartered Accountant with a bachelor’s degree from the University of Zimbabwe and a Post Graduate Diploma in Accounting Sciences from the University of South Africa. He’s affiliated with CPA PNG and the Institute of Chartered Accountants of Zimbabwe.

Beyond his dedication to work, Simba values mentorship and wellbeing, seeing them as vital to his growth both professionally and personally.

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Azeema Shah

FINANCE MANAGER

Capital Insurance Limited. Suva, FIJI.

Azeema became a part of Capital Insurance Limited in 2007 and has since contributed significantly in various roles within the company’s finance team. With 15 years of experience in the insurance finance sector, Azeema brings a wealth of knowledge to her role.

She holds a bachelor’s degree in accounting from the University of the South Pacific Laucala Bay, Suva, Fiji, and is currently pursuing a part-time Master’s in Accounting from Western Sydney University. A Senior Associate of the Australia and New Zealand Institute of Insurance and Finance, Azeema is dedicated to continuous professional development.

Azeema emphasizes the importance of maintaining a balance between work and personal life. She cherishes her relationships with family and friends, and celebrating significant events with loved ones is a priority, creating cherished and lasting memories.

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Richard Goswell

GROUP CHIEF OPERATING OFFICER

Capital Insurance Group. Port Moresby, PNG

Meet our Group Chief Operating Officer, Mr. Richard Goswell. Richard brings extensive knowledge and expertise to his position, with valuable insights and experience gained over 16 years in the insurance industry in Australia.

His professional journey began as an intern at Allianz Australia, where he participated in their prestigious graduate program, dedicating over a decade to underwriting and corporate account management. After a stint at QBE Group Head Office focusing on Underwriting and Claims Risk Assurance for the Group, he joined Ansvar Australia where he held the role of Casualty Portfolio Manager with a unique focus on faith, age, disability care, childcare, and education risks. Richard was most recently the Casualty Portfolio Manager at Catholic Church Insurance, further solidifying his extensive expertise in challenging risk offerings.

Richard prioritizes customer satisfaction and staff well-being above all else, guided by the proverb “Give a person a fish, and you feed them for a day. Teach someone to fish, and you feed them for a lifetime.” He encourages personal growth and collective progress among colleagues.

In his leisure time, Richard enjoys family moments with his wife and two children, outdoor adventures, and coming here to Papua New Guinea which gives him great opportunity to explore new places. His passion for sports, particularly Cricket and Rugby Union, extends to coaching and refereeing; something he’d like to do while here in PNG and in the South Pacific.

Richard holds a Bachelor of Commerce from the University of Sydney, a Masters of Insurance and Risk Management from Deakin University and is a Fellow of the Australian Institute of Insurance and Finance (ANZIIF).

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Sena Bakar

GROUP EXECUTIVE GENERAL MANAGER GOVERNANCE AND COMPANY SECRETARY

Capital Insurance Group. Port Moresby, PNG.

Sena Bakar joined Capital Insurance in 2023 and serves as Group Executive General Manager Governance and Company Secretary. Sena brings an extensive wealth of international experience in governance and regulatory compliance, having worked as a corporate lawyer and company secretary since 2015, across various industries. She holds a Bachelor of Arts degree in psychology, a Bachelor of Law degree, and a PLC certificate from the Ghana School of Law. She is passionate about women’s development and is an avid football fan.

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Talita Dobbin

GROUP HEAD OF PEOPLE AND CULTURE

Capital Insurance Group. Port Moresby, PNG.

Talita joined Capital Insurance Group in 2018 and is the Group Manager, People & Culture. Talita has over 10 years of experience in human resources management. Before joining CIG, she was the People Performance and Culture manager at KPMG PNG and Assistant Group Human Resource Manager at NCS Holding Limited. Talita holds a Bachelor of Business Management, from Divine Word University, Papua New Guinea with professional certifications from PNG Human Resource Institute.

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